Lead Generation Sprint — Terms & Conditions

Company: Melisa Liberman Coaching, LLC ("Company," "we," or "us")

This Services Agreement ("Agreement") is made between Melisa Liberman Coaching, LLC and the individual who enrolls in the Lead Generation Sprint ("Client," "Participant," or "you"). The Lead Generation Sprint is the program described in this Agreement (the "Program").

By enrolling in the Program, you agree to the terms below.

1. Program Description

The Program is a live group coaching and implementation program designed to help independent consultants build and strengthen their business development process and client pipeline.

Depending on the applicable cohort, the Program may include:

live group coaching;
office hours and other group support;
accountability support;
community access;
Program materials, resources, templates, and implementation tools;
opportunities to receive feedback on Program-related implementation work;
recorded training or instructional materials;
post-Sprint support or other resources made available for the applicable cohort; and
the 3-Opportunity Guarantee described in Section 8, when offered for the applicable cohort.

The specific number, cadence, timing, format, facilitator, platform, and delivery method of Program sessions, office hours, support, and resources may vary by cohort.

Company may make reasonable changes to the delivery of the Program so long as the overall nature of the Program is not materially reduced.

1.1 Program Access Period

For the Fall 2026 cohort, Participant's access to the Program portal, community, recordings, materials, and other Program resources is scheduled to end on December 15, 2026, unless Company expressly provides additional access in writing.

Expiration of Program access does not affect any Lead Gen Extension support for which Participant remains eligible under Section 8.

Company may determine the platform, method, and manner through which Program materials and resources are made available during the access period.

Participant is responsible for downloading any downloadable materials Participant wishes to retain before access ends, subject to the intellectual property restrictions in this Agreement.

2. Acceptance of These Terms

The Program is offered and sold online.

At checkout, you must affirmatively indicate your agreement to these Terms and Conditions before enrollment can be completed.

By checking the applicable box and completing enrollment, you acknowledge that you have read, understood, and agreed to be bound by this Agreement.

Completing enrollment through the online checkout has the same effect as entering into a written agreement. No handwritten signature is required.

3. Term of Agreement

This Agreement begins on the date Participant enrolls and continues through completion of the Program and any applicable Lead Gen Extension.

Payment obligations, intellectual property provisions, confidentiality obligations, limitation of liability, governing law, and any provisions that by their nature should survive will survive termination or completion of this Agreement.

4. Company Responsibilities

Company will:

provide the Program sessions, support, and materials made available for the applicable cohort;
deliver coaching and support through the Program mechanisms provided;
provide reasonable opportunities for Participants to implement the Program frameworks and processes; and
maintain a professional environment conducive to learning and implementation.

5. Participant Responsibilities

Company will:

actively participate in and implement the Program;
take responsibility for Participant's own business development activities, decisions, follow-up, and results;
complete required Program implementation work, accountability processes, and surveys where applicable;
provide accurate information when reporting implementation activities, opportunities, and results;
respect the confidentiality and participation of other Program members;
use Program materials, recordings, templates, resources, and frameworks solely as permitted under this Agreement;
not share, copy, distribute, reproduce, publish, teach, resell, or otherwise make Program materials available outside the Program except as expressly permitted in this Agreement;
not incorporate Company's proprietary materials, frameworks, templates, or Program content into Participant's own courses, coaching programs, training programs, products, frameworks, or client-delivery tools; and
acknowledge that access to Program materials is provided through a limited, non-exclusive, non-transferable license and that all intellectual property rights remain with Company.

Participant remains responsible for determining whether and how to use any strategy, recommendation, framework, template, or coaching provided through the Program.

6. Fees and Payment

6.1 Program Fee — Pay in Full

The Program fee is $2,799 USD when Participant selects the pay-in-full option.

Payment is due in full at enrollment.

6.2 Three-Payment Option

Participants who select the three-payment option agree to make three (3) payments of $999 each, for a total payment-plan price of $2,997.

The first payment of $999 is due at enrollment.

The remaining two payments of $999 will be charged automatically to the payment method provided by Participant on the dates disclosed at checkout.

By selecting the three-payment option, Participant is committing to all three payments.

The payment plan is not a month-to-month subscription.

Discontinuing participation in the Program does not cancel Participant's remaining payment obligations.

Except as otherwise expressly provided in these Terms or required by applicable law, Participant's obligation to make all three payments applies regardless of whether Participant:

attends or participates in Program calls, coaching, or other activities;
completes the Program;
uses all Program materials, coaching, support, community, or other benefits made available;
withdraws or chooses to stop participating;
experiences changes in workload, business circumstances, scheduling, availability, health, personal circumstances, or professional circumstances; or
qualifies for or participates in the 3-Opportunity Guarantee or a Lead Gen Extension.

Participation in the 3-Opportunity Guarantee or any Lead Gen Extension does not suspend, reduce, cancel, postpone, or otherwise modify Participant's payment obligations.

6.3 Authorization for Automatic Payments

By selecting the three-payment option, Participant authorizes Melisa Liberman Coaching, LLC and any payment processor acting on Company's behalf to automatically charge the payment method provided by Participant for each scheduled payment on the applicable dates disclosed at checkout.

Participant is responsible for maintaining a valid payment method and promptly updating payment information if the payment method changes, expires, is declined, or otherwise becomes unavailable.

Participant may update or revoke authorization to charge a particular payment method to the extent permitted by applicable law.

Revoking or terminating authorization to charge a particular payment method does not cancel Participant's payment commitment or eliminate Participant's responsibility to make any remaining payments.

If an authorized payment method becomes unavailable, Participant remains responsible for paying each remaining installment when due through another payment method acceptable to Company.

Where applicable law requires additional authorization, notice, or documentation for recurring or preauthorized electronic payments, Company will comply with those requirements.

6.4 Checkout Disclosure and Consent

Before enrolling using the three-payment option, Participant will be shown the total payment-plan price, amount of each scheduled charge, number of scheduled charges, and applicable payment schedule.

By completing enrollment using the payment-plan option, Participant affirmatively agrees to the payment schedule disclosed at checkout.

6.5 Failed or Past-Due Payments

If a scheduled payment is declined or otherwise not received when due, Company may notify Participant and request updated payment information or payment of the outstanding installment.

Participant will have seven (7) calendar days after Company sends notice of the past-due payment to bring the account current.

During any period in which Participant's account is past due, Company may suspend Participant's access to:

Program coaching;
Program support;
community access;
Program materials and resources;
the 3-Opportunity Guarantee; and
any Lead Gen Extension.

If Participant fails to cure the past-due amount within the seven-day period, Company may, to the extent permitted by applicable law, declare all remaining unpaid payment-plan installments immediately due and payable.

Suspension or termination of Program access due to nonpayment does not cancel or reduce Participant's remaining payment obligations.

6.6 No Cancellation of Remaining Payments

Participant's decision to discontinue participation, failure to attend Program activities, failure to complete Program requirements, or inability or decision not to use the Program does not constitute cancellation of the payment plan.

Once Participant enrolls using the three-payment option, Participant is responsible for all three payments, including installments that have not yet come due, subject only to any rights expressly provided in these Terms or required by applicable law.

Participant understands that the three-payment option is not a cancel-anytime monthly subscription.

6.7 Applicable Cancellation or Refund Rights

Nothing in this Agreement is intended to limit any cancellation, refund, or other right that cannot lawfully be waived.

If another provision of these Terms expressly grants Participant a cancellation or refund right, that provision controls to the extent applicable.

Otherwise, selection of the three-payment option constitutes Participant's commitment to make all three payments according to the payment schedule disclosed at enrollment.

7. Refunds

Due to the nature of the Program, no refunds will be issued after enrollment.

This applies to both the pay-in-full option and the three-payment option, subject only to any refund or cancellation right expressly provided elsewhere in these Terms or required by applicable law.

8. The 3-Opportunity Guarantee

The Program includes the 3-Opportunity Guarantee for cohorts in which the Guarantee is offered, as disclosed at enrollment.

The Guarantee is subject to the eligibility requirements, implementation requirements, conditions, and limitations described below.

If an eligible Participant satisfies the applicable requirements and has generated fewer than three (3) Qualified Opportunities by the end of the Guarantee Measurement Period, Company will provide continued lead generation support through the Lead Gen Extension described below.

The 3-Opportunity Guarantee is a continued-support guarantee, not a money-back guarantee and not a guarantee of revenue, contracts, or paying clients.

8.1 Guarantee Measurement Period

For the Fall 2026 Lead Generation Sprint, the "Guarantee Measurement Period" begins September 22, 2026 and ends November 9, 2026.

Qualified Opportunities generated during an eligible Participant's subsequent Lead Gen Extension period will also count toward the cumulative total of three Qualified Opportunities required under the Guarantee.

8.2 Definition of a Qualified Lead

For purposes of this Guarantee, a "Qualified Opportunity" means a potential client with a specific business need that the Participant's expertise could help solve, where there is mutual interest in continuing the conversation to explore working together.

The potential client does not need to be a new contact or new relationship.

An existing contact, former client, current client, referral, or other person already known to Participant may count as a Qualified Opportunity if that person meets the requirements above during the Guarantee Measurement Period or an applicable Lead Gen Extension period.

A contact, referral source, social-media connection, email subscriber, networking contact, or other person does not qualify solely because that person is connected to, communicates with, or has a conversation with Participant.

A Qualified Opportunity does not need to have:

requested a proposal;
received a proposal;
confirmed a budget;
entered into a contract;
become a paying client; or
generated revenue for Participant

in order to count toward the Guarantee.

Company will determine whether a reported opportunity meets the Qualified Opportunity definition reasonably and in good faith based on the requirements stated in these Terms and the information available.

8.3 Core Implementation Work

To qualify for the 3-Opportunity Guarantee, Participant must complete and submit the following five (5) pieces of Core Implementation Work using the applicable Program processes, tools, or templates:

Ideal Client Profile (ICP): Participant's defined target client and relevant target-client criteria.
Lead Generation Pathway: the lead generation pathway or combination of pathways selected through the Program process.
Conversation Starter: Participant's conversation starter or another approach approved through the Program process for initiating relevant business-development conversations.
Foot in the Door Offer (FITDO): Participant's defined Foot in the Door Offer.
Qualification Criteria: the criteria Participant will use in Participant's business development process to assess and prioritize potential consulting opportunities.

Participant must submit the Core Implementation Work by the deadlines communicated by Company and no later than the end of the Guarantee Measurement Period unless Company expressly permits otherwise.

Company may request reasonable clarification or revision of submitted Core Implementation Work where necessary to complete the applicable Program process, support implementation, or determine eligibility under the Guarantee.

Merely submitting incomplete, placeholder, or substantially unimplemented work does not satisfy this requirement.

8.4 Weekly Accountability Process

Participant must complete all required Weekly Accountability check-ins for the Program.

Participant must complete each required check-in by the applicable deadline communicated by Company.

Company may, in its discretion, permit a late or missed check-in to be completed after the stated deadline, but is not required to do so.

Participant must accurately report the implementation activities and results requested through the Weekly Accountability Process.

Completion may be determined based on records in the Program's course, community, accountability, or other designated platform.

8.5 Required Program Surveys

Participant must complete the following surveys by the deadlines communicated by Company:

Beginning-of-Program Survey;
Mid-Program Survey; and
End-of-Program Survey.

Participant must accurately report Qualified Opportunities and other requested implementation information in the applicable surveys.

Company may use the surveys and Weekly Accountability Process to identify Participants who appear to be at risk of not generating three Qualified Opportunities and who may benefit from course correction before the Guarantee Measurement Period ends.

8.6 Course Correction

If Company identifies Participant as being at risk of not generating three Qualified Opportunities, Company may require Participant to participate in a reasonable course-correction process as a condition of remaining eligible for the Guarantee.

The course-correction process may include:

attending a designated coaching session;
submitting Program work for review;
providing information about Participant's lead generation implementation and results;
reviewing Participant's activities, conversations, follow-up, or opportunities;
receiving feedback on Program work; and/or
identifying specific adjustments to Participant's implementation.

To remain eligible for the Guarantee, Participant must participate in the designated course-correction process, make a good-faith effort to implement the agreed-upon adjustments, and report implementation and results through the applicable accountability process or other mechanism designated by Company.

8.7 Financial Standing

To qualify for and continue receiving support under the 3-Opportunity Guarantee, Participant must remain current on all payments due to Company.

Eligibility for the Guarantee does not suspend, cancel, reduce, postpone, or otherwise modify Participant's payment obligations.

8.8 Determining Guarantee Eligibility

Company will determine Guarantee eligibility reasonably and in good faith based on the requirements stated in these Terms.

Company may consider Participant's:

submitted Core Implementation Work;
Weekly Accountability Process;
required Program surveys;
reported Qualified Opportunities;
Program participation;
implementation activity;
participation in any required course-correction process; and
other Program records reasonably relevant to determining eligibility.

Company may request reasonable documentation or information necessary to determine whether a reported opportunity satisfies the Qualified Opportunity definition.

Participant may reasonably redact confidential client or prospect information, provided enough information remains for Company to assess whether the Qualified Opportunity requirements have been satisfied.

Participant is responsible for providing sufficient information for Company to determine eligibility.

8.9 Lead Gen Extension

An eligible Participant who has generated fewer than three Qualified Opportunities during the Guarantee Measurement Period will receive an initial thirty (30) days of additional lead generation support (the "Lead Gen Extension").

During the Lead Gen Extension, Company will provide:

at least one scheduled small-group lead generation coaching opportunity per week;
a designated accountability process; and
coaching and guidance through those support mechanisms regarding appropriate adjustments to Participant's lead generation implementation.

The Lead Gen Extension does not include:

private 1:1 coaching;
private consulting;
done-for-you lead generation;
prospecting performed by Company;
appointment setting;
sales services;
proposal writing performed for Participant;
business-development services performed on Participant's behalf; or
other individualized services unless Company expressly agrees otherwise in writing.

Company may reasonably modify the dates, times, platform, facilitator, group composition, or delivery format of Lead Gen Extension support, provided Participant continues to receive the small-group coaching and accountability support described above.

8.10 Continued Eligibility During the Lead Gen Extension

During each Lead Gen Extension period, Participant must:

continue actively implementing Participant's lead generation plan;
implement reasonable adjustments agreed upon through coaching or course correction;
complete the required extension-period accountability process;
participate in any designated course-correction process;
accurately report Qualified Opportunities generated; and
remain current on all payments due to Company.

If, at the end of a 30-day Lead Gen Extension period, Participant has not yet generated a cumulative total of three Qualified Opportunities and continues to satisfy these requirements, Company will provide another 30-day Lead Gen Extension period.

This process will continue until Participant has generated a cumulative total of three Qualified Opportunities, subject to Participant's continued eligibility and compliance with these Terms.

8.11 Failure to Complete Continued-Participation Requirements

If Participant receiving a Lead Gen Extension fails to satisfy a continued-participation requirement, Company may provide written notice identifying the outstanding requirement.

Participant will have seven (7) calendar days after Company sends the notice to resume compliance or complete the reasonable cure specified by Company.

If Participant does not cure the deficiency within the applicable period, Participant's eligibility for additional Lead Gen Extension support may end.

Company is not obligated to extend the Lead Gen Extension period to compensate for time during which Participant was not meeting the continued-participation requirements.

8.12 When the 3-Opportunity Guarantee Ends

Company's obligation to provide continued support under the 3-Opportunity Guarantee ends upon the earliest of the following:

Participant has generated a cumulative total of three (3) Qualified Opportunities during the Guarantee Measurement Period and any applicable Lead Gen Extension period;
Participant fails to maintain eligibility during a Lead Gen Extension and does not cure the deficiency within the applicable cure period;
Participant fails to remain current on required payments;
Participant fails to provide information reasonably necessary for Company to determine continued eligibility;
Participant voluntarily withdraws from the Lead Gen Extension; or
Participant otherwise ceases to satisfy the requirements of the Guarantee under these Terms.

8.13 What the 3-Opportunity Guarantee Does Not Guarantee

The 3-Opportunity Guarantee provides the continued support described in these Terms to an eligible Participant who has generated fewer than three Qualified Opportunities.

The Guarantee does not guarantee that:

any Qualified Opportunity will request a proposal;
any Qualified Opportunity will receive or accept a proposal;
any Qualified Opportunity will become a paying client;
Participant will close any particular number of consulting engagements;
Participant will generate any particular amount of revenue, sales, income, profit, pipeline value, or cash flow;
any Qualified Opportunity will result in consulting work of any particular size, duration, type, or value;
a Qualified Opportunity will make a purchasing decision within any particular period;
Participant will achieve any particular conversion rate; or
results will occur without Participant actively implementing the Program and satisfying the eligibility and continued-participation requirements described in these Terms.

The sole remedy provided under the 3-Opportunity Guarantee is the Lead Gen Extension described above.

The Guarantee does not create a right to:

a refund;
a credit;
cancellation of amounts owed;
forgiveness of payment-plan installments;
suspension or postponement of scheduled payments;
private 1:1 coaching; or
done-for-you lead generation or sales services.

Individual results will vary based on circumstances including Participant's market, expertise, positioning, offer, pricing, network, buyers, sales cycle, business development process, implementation, activity, follow-up, availability, and factors outside Company's control.

8.14 Requesting the 3-Opportunity Guarantee

To request continued support under the 3-Opportunity Guarantee, Participant must:

complete the End-of-Program Survey;
complete the required Weekly Accountability Process;
complete the required Core Implementation Work;
participate in any required course-correction process;
submit any Program documentation or information reasonably requested by Company to determine eligibility; and
notify Company that Participant is requesting support under the 3-Opportunity Guarantee.

Participant must submit the request to melisa@melisaliberman.com no later than seven (7) calendar days after the end of the Guarantee Measurement Period unless Company provides a different request deadline in writing.

Failure to submit a timely request may result in loss of eligibility for the Guarantee unless Company elects, in its discretion, to accept a late request.

Company will review Participant's request and Program records and notify Participant whether the requirements of the Guarantee have been satisfied.

If Participant is eligible, Company will provide instructions for participating in the Lead Gen Extension.

8.15 Relationship Between the Guarantee and Payment Obligations

The 3-Opportunity Guarantee is a continued-support guarantee and is separate from Participant's payment obligations.

Qualifying for or receiving support under the 3-Opportunity Guarantee or a Lead Gen Extension:

does not entitle Participant to a refund or credit;
does not cancel or reduce any scheduled payment;
does not pause or postpone the payment schedule;
does not extend the date on which a scheduled payment is due; and
does not forgive any remaining payment-plan obligation.

Participant must remain current on all required payments to qualify for and continue receiving support under the 3-Opportunity Guarantee or a Lead Gen Extension.

The 3-Opportunity Guarantee does not create a right to cancel, delay, dispute, or withhold a scheduled payment solely because Participant has not yet generated three Qualified Opportunities.

9. Recordings

Company may record live Program calls, coaching sessions, office hours, workshops, or other group Program sessions for purposes including providing replays, delivering the Program, maintaining Program records, and improving Company programs.

By participating in a recorded Program session, Participant understands that Participant's name, image, voice, comments, questions, or other participation may appear in the recording.

Program recordings may be made available to other Participants who are authorized to access the applicable Program or Program resources.

Participant may choose not to appear on video and may contact Company in advance regarding reasonable concerns about participation in a recorded session.

Participant may not independently record, photograph, screen-record, transcribe for distribution, reproduce, publish, or distribute Program sessions or recordings without Company's prior written permission.

Nothing in this section grants Company permission to use Participant's name, image, likeness, testimonial, or individual Program experience in public marketing where separate permission would otherwise be required. Public testimonial or marketing use will be governed by any separate permission Participant provides.

10. Third-Party Platforms and Technology

Company may use third-party platforms and service providers to deliver Program materials, coaching, community access, video calls, recordings, payment processing, communications, forms, surveys, and other Program functions.

Company does not control third-party platforms and is not responsible for temporary interruptions, outages, changes, security incidents, or technical limitations caused by third-party providers that are outside Company's reasonable control.

Company may change the platforms or technology used to deliver the Program when reasonably necessary.

Participant is responsible for maintaining the equipment, software, internet connection, email access, and other technology reasonably necessary to participate in the Program.

A temporary technology interruption does not entitle Participant to a refund where Company provides a reasonable alternative or restores access within a reasonable period.

11. Bonuses and Special Offers

Company may offer bonuses, early-enrollment benefits, deadline-specific incentives, supplemental resources, additional calls, or other special benefits in connection with a particular enrollment period or cohort.

Eligibility for a bonus or special offer is determined by the terms communicated with that specific offer, including any applicable enrollment deadline, participation requirement, or other stated condition.

Bonuses and special offers:

are non-transferable;
have no cash or refund value;
may have access periods different from the primary Program;
may be modified where reasonably necessary while preserving the general nature of the applicable benefit; and
are available only to Participants who satisfy the conditions associated with the applicable offer.

Failure to use or participate in an available bonus does not entitle the Participant to a refund or credit.

12. Confidentiality

Participant may be exposed to confidential, proprietary, personal, or business information belonging to other Program participants.

Participant agrees to keep such information confidential and not disclose, reproduce, exploit, or use it for Participant's own benefit or the benefit of any third party outside the Program.

Participant may discuss Participant's own experience in the Program but may not disclose another participant's confidential business information, client information, strategy, financial information, personal information, or other nonpublic information.

These confidentiality obligations survive completion or termination of the Program.

13. Intellectual Property and Permitted Business Use

All Program materials, recordings, frameworks, templates, videos, tools, resources, written materials, processes, worksheets, methodologies, and other content provided by Company (collectively, the "Materials") are and remain the sole property of Company or its applicable licensors.

Participant is granted a limited, non-exclusive, non-transferable, revocable license to use the Materials solely to operate, market, sell, and develop Participant's own consulting business, subject to these Terms.

13.1 Participant's Own Business Work Product

Participant retains ownership of original business-specific content and work product Participant creates through implementation of the Program, including Participant's own:

Ideal Client Profile;
positioning and messaging;
business development plans;
conversation starters;
offers and Foot in the Door Offers;
prospect communications;
qualification criteria;
proposals;
sales materials; and
other original content created specifically for Participant's business.

Participant may use, adapt, and apply Participant's own work product to market, sell, operate, and develop Participant's consulting business and to communicate with prospective and current clients.

The fact that Participant developed or refined Participant's own work product through the Program does not transfer ownership of that Participant-created work product to Company.

13.2 Company's Materials May Not Be Used as Client-Delivery Tools

Participant's permitted business use does not include using Company's Materials, or substantially reproduced or adapted versions of Company's Materials, as tools, frameworks, worksheets, assessments, training materials, methodologies, exercises, or deliverables in Participant's work for clients.

For example, Participant may use the Program to develop Participant's own offer, sales process, messaging, qualification process, prospect communications, and business development strategy.

Participant may not take a Company worksheet, framework, assessment, template, tool, methodology, or substantially similar adaptation and use it as a tool or deliverable in a consulting engagement, workshop, training, coaching engagement, or other client service.

Participant may apply knowledge, skills, concepts, strategies, and principles learned through the Program in Participant's consulting work. This permission does not include reproducing or adapting Company's proprietary Materials for use in client delivery.

13.3 Company's Materials Remain Protected

Participant may use Company Materials internally to operate and develop Participant's own consulting business but may not:

copy, share, distribute, sell, sublicense, publish, post, or reproduce Company's Materials except for Participant's permitted internal business use;
provide Company Materials or substantially reproduced or adapted versions of Company Materials to a client, prospect, employee, contractor, colleague, consultant, or other third party;
use Company Materials as client-facing tools, assessments, worksheets, frameworks, training materials, methodologies, exercises, or deliverables;
use Company's Materials to create Participant's own course, coaching program, training program, certification, workshop, framework, membership, product, or other educational or commercial offering;
sell, license, teach, or distribute Company's Materials or substantially similar reproductions or adaptations of them;
hold Company's Materials or proprietary frameworks out as Participant's own intellectual property;
upload or disseminate Company's Materials on the internet, social media, public file-sharing systems, AI training repositories, or other public or third-party content libraries; or
remove or alter Company copyright, trademark, confidentiality, proprietary, or other notices.

Participant may apply concepts, knowledge, skills, strategies, and principles learned through the Program to Participant's own business.

This license automatically terminates upon a material breach of these restrictions.

Company reserves all rights not expressly granted.

14. Privacy and Data

Company may collect and process information reasonably necessary to administer the Program, provide coaching and support, process payments, communicate with Participant, evaluate Program implementation, administer the 3-Opportunity Guarantee, and operate Company's business.

Company's collection and use of personal information is also subject to Company's applicable privacy policy.

Participant is responsible for exercising reasonable care before sharing confidential third-party, client, prospect, health, financial, legally privileged, or other sensitive information through Program platforms or group coaching sessions.

Participant should redact or anonymize confidential third-party information where reasonably appropriate.

15. Independent Relationship

Participation in the Program does not create an employment relationship, partnership, joint venture, agency relationship, fiduciary relationship, franchise, or other formal business relationship between Company and Participant.

Participant operates Participant's own independent business and remains solely responsible for Participant's services, clients, contracts, taxes, insurance, regulatory obligations, business decisions, and business operations.

Company has no authority to enter into agreements on Participant's behalf, and Participant has no authority to bind Company.

16. Disclaimer

The Program provides coaching, education, tools, frameworks, implementation support, and business-development guidance.

Company does not guarantee specific financial or business outcomes except for the specific continued-support obligation expressly described in the 3-Opportunity Guarantee.

Participant's results depend on numerous factors including Participant's participation, implementation, skills, decisions, market conditions, sales process, potential clients, timing, follow-up, and factors outside Company's control.

Nothing provided through the Program constitutes legal, tax, accounting, investment, employment, or other regulated professional advice.

Participant remains responsible for Participant's own business decisions and should consult an appropriate licensed professional where necessary.

17. Limitation of Liability

To the fullest extent permitted by applicable law, Participant is responsible for Participant's own decisions, actions, implementation, business activities, and results.

Company will not be liable for indirect, incidental, special, exemplary, or consequential damages, including lost profits, lost revenue, lost business opportunities, or business interruption arising out of or relating to the Program.

Nothing in this section limits liability that cannot lawfully be limited or excluded.

This section survives completion or termination of the Program.

18. Termination

Company may remove or suspend Participant from the Program for:

material violation of this Agreement;
nonpayment;
misuse of Company intellectual property;
breach of confidentiality;
harassment, abusive conduct, or materially disruptive behavior;
misuse of Program community spaces; or
other conduct Company reasonably determines materially interferes with the Program or other participants.

Except where required by applicable law or expressly stated otherwise in these Terms, removal from the Program due to Participant's breach does not entitle Participant to a refund or cancel Participant's remaining payment obligations.

Termination of Program participation may also terminate eligibility under the 3-Opportunity Guarantee.

19. Electronic Communications and Notices

Participant agrees that Company may send Program communications, notices, payment communications, Guarantee notices, course-correction notices, cure notices, and other communications relating to this Agreement electronically.

Unless Company specifies another method, notices to Participant may be sent to the email address Participant provides at enrollment or subsequently provides to Company.

Participant is responsible for maintaining a current email address, monitoring that email account, and notifying Company of any change in Participant's contact information.

A notice sent by Company to Participant's most recently provided email address will be considered sent on the date of transmission, subject to applicable law.

Notices Participant is required to provide to Company under this Agreement may be sent to melisa@melisaliberman.com unless Company designates another address in writing.

20. Modification of These Terms

Company may update or modify these Terms from time to time.

The version of the Terms in effect at the time of Participant's enrollment governs Participant's enrollment in that cohort.

Company may update these Terms prospectively for future enrollments.

Material changes will not be applied retroactively to an existing enrollment without Participant's consent except where required by law or where a modification does not materially reduce Participant's rights or materially increase Participant's obligations.

21. Entire Agreement

This Agreement, together with any payment terms, checkout disclosures, Program-specific terms, and Guarantee terms expressly incorporated into Participant's enrollment, constitutes the agreement between Participant and Company regarding the Program.

It supersedes prior or contemporaneous understandings or representations regarding the Program to the extent those representations are inconsistent with this Agreement, except for specific written Program benefits expressly promised to Participant at enrollment.

22. Severability

If any provision of this Agreement is determined to be invalid, illegal, or unenforceable, that provision will be enforced to the maximum extent permitted by law, and the remaining provisions of this Agreement will remain in full force and effect.

23. No Waiver

Company's failure or delay in enforcing any provision of this Agreement does not waive Company's right to enforce that provision or any other provision in the future.

A waiver of any provision or breach is effective only if expressly made in writing by Company and does not constitute a waiver of any subsequent breach.

24. Assignment

Participant may not assign or transfer this Agreement, Participant's enrollment, Program access, or rights under the 3-Opportunity Guarantee to another individual or entity without Company's written consent.

Company may assign this Agreement in connection with a merger, acquisition, restructuring, sale of substantially all relevant assets, or operation of law.

25. Force Majeure

Company will not be liable for a failure or delay in performing its obligations where the failure or delay results from circumstances beyond Company's reasonable control, including:

natural disasters;
severe weather;
illness or medical emergency;
acts of government;
labor disputes;
war or civil disturbance;
utility failures;
internet or technology outages;
platform failures; or
similar circumstances beyond Company's reasonable control.

Where such an event affects Program delivery, Company may reschedule or reasonably modify affected sessions or support.

26. Governing Law and Venue

This Agreement is governed by the laws of the State of Colorado, without regard to conflict-of-laws principles.

To the extent permitted by applicable law, any dispute arising out of or relating to this Agreement or the Program will be brought in the state or federal courts having jurisdiction in Colorado, and the parties consent to personal jurisdiction in those courts.

27. Contact

Questions regarding these Terms may be directed to:

Melisa Liberman Coaching, LLC
melisa@melisaliberman.com

By completing enrollment, Participant acknowledges that Participant has read, understood, and agreed to these Terms and Conditions.

Effective Date: August 17, 2026